Licensed by KPKT Malaysia

Fast, Secure & Legal Loans When You Need Them Most

Get approved for a personal or business loan with flexible repayment plans. We are a trusted, licensed moneylender helping Malaysians achieve their financial goals.

Your Trusted & Licensed
Credit Community

Licensed by KPKT

Fully regulated under the Moneylenders Act 1951.

100% Secure & Private

Your data is always protected and confidential.

Fast Approval

Get your loan approved as fast as 24 hours.

No Hidden Fees

Transparent agreements with no surprises.

What Services We Provide

Personal Loan

For emergencies, medical bills, education, or debt consolidation. Get the cash you need, fast.

Business Loan

Expand your operations, manage cash flow, or purchase new equipment. SME and micro-business friendly.

Flexible Repayment

We offer customizable repayment schedules that fit your monthly income and budget.

Get Your Loan in 3 Simple Steps

Our process is designed to be fast, simple, and transparent.

Step 1
Apply Online

Fill in our simple application form in minutes. No complex paperwork required.

Get Started
Step 2
Fast Approval

Our team will review your application and contact you within hours with a decision.

Almost there
Step 3
Get Your Cash

Once approved, sign the agreement and receive your funds on the same day.

Kaching~

Check Your Eligibility

Find out if you qualify in just a few steps. This won’t affect your credit score.

What My Clients Says

“I needed cash urgently for a medical emergency. Banks were taking too long, but EZ RM approved my application within the same day. The process was transparent, professional, and fully licensed. Their team was so helpful and understanding. Thank you for the fast support!”

Aisha B

“As a small business owner, getting a loan to manage cash flow is always tough. EZ RM understood my business needs and offered a flexible business loan that helped me pay my suppliers on time. They are fast, reliable, and follow all the KPKT rules. Highly recommended for fellow entrepreneurs.”

Zahiril D

“I was worried about borrowing from a moneylender, but EZ RM is different. They are 100% legal and licensed by KPKT. There were no hidden fees, and they explained the agreement clearly. I managed to consolidate my outstanding debts into one manageable payment. A very professional and trustworthy service.”

Howard M

Frequently Asked Questions

1. Are you a licensed moneylender?
Yes, we are a licensed moneylender (Pemberi Pinjam Wang Berlesen) registered with the Ministry of Housing and Local Government (KPKT) Malaysia. Our operations are 100% legal and strictly follow the Moneylenders Act 1951.
 

As per Malaysian law, our maximum interest rate is 18% per annum (1.5% per month) for unsecured loans and 12% per annum (1% per month) for secured loans. We provide a clear contract with all terms stated upfront.

We keep it simple. You typically need your latest 3 months’ payslips, latest 3 months’ bank statements, a copy of your IC (MyKad), and a recent utility bill (TNB, Air, etc.).
 
 
Yes, you can still apply. Unlike banks, we evaluate your application based on your current ability to repay. We welcome those with CTOS or CCRIS records to apply and we will review your case fairly.
 
 
 
Anjung Management & Services (201103135585)
KPKT License No: WL4732/14/01-11/070227
Ad Permit No: WP4732/14/01-2/070221
AddressLOT 2.27, 2ND FLOOR, WISMA COSWAY, 88, Jalan Raja Chulan, Kuala Lumpur, 50200 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur